Content Insurance For Landlords - Well Worth the Money

Content insurance for landlords is often forgotten. Many landlords assume that their tenants are responsible for insuring contents and for the most part they are. To clear things up tenants are responsible to take out cover only for the contents that belong to them.

Why you need content cover?

Even if you are renting a property out on an unfurnished basis you may still have several valuable items inside that may require insurance. For example carpets, curtains, window blinds, refrigerator, cooker, oven, hating systems etc are all typically found in a so called unfurnished rental property. Consider for the moment what the combined cost of all of these items are and you will find that you may have quite a substantial amount of goods worth a small fortune uninsured in your rental property.

You should first check carefully what is covered by your existing policies. A few buildings policies may cover some internal items. One example may be if your rental property floods and ruins all of the carpets downstairs. In some cases the cost of this damage may be covered by a buildings policy, and in others may not. The lesson to be learned is to check you policy with a fine tooth comb.

Getting a good deal on content insurance for landlords

Getting a good deal on your cover can be tricky. You must remember that normal residential household policies will not do the job. You will need specialist commercial cover because you are renting out your property. One way to get a great deal (especially if you own more than one property) is to negotiate content and buildings insurance cover with the same provider.

To learn more about how to get the cheapest content insurance for landlords or buy to let property insurance please follow one on these links.

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