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posted by recipeblogs25121 @ 10:18 PM
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According to the CDC, almost 44 million Americans do not have health insurance. That''s 44 million people who have to pay out of pocket for their health care. However, basic health care is becoming more affordable because of walk-in clinics.
Wanted: Health Insurance
44 million Americans lack health insurance. Unfortunately, all of those Americans need health insurance. They not only need health insurance to get adequate treatment for illnesses and injuries, but also for disease prevention, screening and early diagnosis.
When people do not have health insurance they worry about what they will do if they get sick. That should be the least of their concerns. There biggest concern should be whether or not they have a disease that could be treated in its earliest stages. They should also be worried about preventing chronic diseases.
As adults, you should see a health care provider at once least every two years. You need to get physicals and have "get well" visits. Your weight, body mass index, body fat percentage, blood pressure, cholesterol, and blood sugar should be checked. Many expensive and debilitating chronic disease can be prevented with those simple tests.
Toilet paper, Deodorant and Health care
Do not let the lack of health insurance prevent you from seeing a health care provider. Walk-in clinics are a great option for basic health care. You can find these clinics in multiple locations. They are in certain Wal-Mart, Target, CVS stores and as stand-alone locations. At Wal-Mart clinics a typical Get Well visit cost less than 65 dollars. You can have your cholesterol, blood sugar and blood pressure checked. You can also have many common health ailments treated. Find a Wal-Mart Clinic near you.
Wal-Mart is not the only place that offers walk-in clinic. Do a Google search or look in your yellow pages for a location near you. Go see a health care provider because prevention is cheaper than treatment.
About The Author:
Kalvin Chinyere, M.D., fondly known as Dr. Kal, is a weight loss expert and the creator of The Don't Go Broke Diet. Dr. Kal was an overweight child, an obese teen and a morbidly obese adult. He tipped the scale at over 330 pounds. Dr. Kal has since lost and kept off over 140 pounds naturally. Learn more about the Don't Go Broke Diet at his weight loss blog and his weight loss program website.
(c) Copyright - Kalvin Chinyere. All Right Reserved Worldwide
posted by recipeblogs25121 @ 6:47 PM
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Auto insurance can be confusing for most consumers; there are so many different types of insurance and it can be difficult to determine the type of coverage youre required to carry versus the types of coverage that you really should carry in order to protect yourself but that are not required.
When considering how much car insurance you should have, it is best to do some research and find out what type of insurance is required by the state in which you reside. Not all states require the same levels of insurance. Some states require more types of coverage than others and states also vary in terms of the amount of coverage that is required. So, be sure you know exactly what the minimums are in the state where you live.
You should also understand what is covered by the different types of insurance in order to understand whether you need insurance coverage above and beyond the minimum required by your state of residence.
Bodily injury liability covers injuries that you cause to someone else while driving your vehicle. Generally the rule of thumb for this type of coverage is to purchase more than is required by your state minimums in order to protect your private assets from a law suit in the event that you injure someone.
Medical payments or personal injury protection, commonly known as PIP covers the treatment of injuries for the driver and the passengers of the vehicle. Depending on the level of coverage, this type of policy will compensate lost wages as well as medical payments.
Collision covers any damage that occurs to your vehicle in the event of an accident, even if it is your fault. Of course, a deductible will apply. Your lender will generally require this type of coverage while you still owe on the vehicle.
Comprehensive coverage is for the loss of your vehicle due to damage by something other than a collision such as theft, fire, natural disaster, vandalism, etc. Again, your lender will probably require this coverage for a financed vehicle. Once your loan is paid off, its up to you whether you want to continue carrying comprehensive and collision coverage.
Uninsured and underinsured motorist coverage can come in handy in the event that you are either involved in a hit and run or if you are hit by someone who does not have insurance or who is underinsured.
When considering how much insurance to take out, start with the amount that is required at a minimum by your state and then consider whether youre required to take out any additional coverage due to lender requirements. Remember that while we all hope we wont have a need for insurance, in the event that we do, it can be a financial lifesaver.
Finally, dont forget to consider your options regarding deductibles. Raising your deductible can help you lower your premiums and that can make taking out additional insurance coverage more affordable. Just be sure you can reasonably afford the deductible in the event you need to use it.
Joe Kenny writes for the UK Loans Store where you will find information and reviews of the latest loans and offer more information on secured loans and other loan topics available on site.
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posted by recipeblogs25121 @ 4:01 PM
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Car insurance companies prefer lady drivers to their gentlemen counterparts because they are considered as much less risky drivers. It is not that the accident rates of ladies are low. They face as many accidents as males do. However, the damage caused by them is not as much in most of the cases. So, their claims after the accident are also less. That is why on an average womens car insurance premiums tend to be 30% lower than that of the male counterparts having same demographic profile.
They drive at speeds lower than men. Hence, accidents caused by lady drivers are not serious. So, even if they might claim as often as males do yet, in all they claim less amounts, giving insurers lesser premiums. Since the male drivers drive at higher speeds so even if they crash on their own, the loss is high. In case, the accident involves two vehicles in high damage state, it becomes an insurance companys nightmare.
A lady is regarded to be a better risk right from the age of 17. There are many premium discounts available for a young lady driver, like pass plus certificate. It is a series of extra lessons that a young lady driver learns following their test. It can gain you a discount of around 30% for the first year.
Some car insurance companies specialise in auto insurance for women drivers. Literally, these companies try to insure women drivers only. They dont even encourage getting a lady insured with her husband under combined policy. Because they cant give too much discount, as they have to think about her husbands high risk factors as well. So, they would prefer woman with woman. It means providing less risk in total, meaning lower premiums in total. That really clicks for them.
So, the calculation is simple - the lower premiums might mean that they don't make much profit. However, if they can get as many women as possible, then the volume of business can go high. Look out these companies if you are a woman. Lady car insurance quote includes legal cover as well. It helps you to claim back your excess from the third party in the event of a non-fault claim. You can further lower your premium by parking your car overnight in the garage, by getting extra driving license course, and maintaining a good driving record.
Joseph Kenny is the webmaster of the insurance site http://www.insure121.com/ where you will find information, news and links to the leading providers of car insurance in the UK.
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posted by recipeblogs25121 @ 12:31 PM
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Your digestive system is responsible for breaking down the foods that you eat and providing energy to the rest of your body for optimum functioning. If your digestive system is not working properly, all your other bodily functions will suffer, thus causing various diseases and illnesses.
The health problems that can arise due to digestive problems range from mild disorders such as upset stomach, irritable bowel disorder, and dyspepsia (all of which can be very uncomfortable and debilitating), to serious health concerns such as diverticulitis, inflammatory bowel syndrome, and colon cancer, which can even be fatal. All these health problems that are caused by digestive problems thus make it essential to have a health digestive system.
In order to better understand how to restore your digestive health, you first need to know how the digestive process works. The digestive process starts in your mouth, where your food mixes with your saliva and is acted upon by an enzyme known as ptylase that is found in your saliva. From here, your food enters the esophagus and through that, your stomach.
Once in your stomach, the food is further broken down by stomach acids and then this mixture (known as Chyme) enters your bowels. Here the mixture is acted upon by pancreatic digestive enzymes, which metabolize the vital nutrients (proteins, fats, carbohydrates, vitamins, minerals, etc) from the food and convert them into substances which can then be readily absorbed by the body. The undigested portions and waste matter is then excreted from your body through bowel movements.
Thus, for proper digestive functioning, it is important that:
You chew your food thoroughlyAs you can see, your digestive system is quite a complex system and any breakdown in this process can lead to severe health problems. This is why you need to restore your digestive health, which can be done by following the 4R approach that includes:
In order to determine the exact approach to follow, investigation may be required to rule out any underlying significant disorders that could mandate specific medical therapy, which is why it is essential to consult an alternative medical doctor for restoring your digestive health.
Dr. Nabil Khoury is a medical doctor who practices integrative medicine combining allopathihc medicine with natural health. Visit his website Natural health and longevity bible to learn more on restoring your digestive health.
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posted by recipeblogs25121 @ 12:55 AM
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Obesity is when a person is carrying too much fat for their height and sex. Obesity can happen when you eat more calories than you actually burn off over a period of time.
Childhood obesity is a major health problem worldwide and is increasing by the day. In the UK alone an estimated one in four 11 to 15 year olds are overweight or obese - and the problem is growing every year. This is becoming a serious health problem for young people.
Children require lots of energy food as they are growing up therefore, wide range nutritious diet is essential for their development. However, if they take in more energy - in the form of food - than they use up, the extra energy is stored in their bodies as fat; as a result we have overweight or obese children. The risk of health problems increases the more overweight a person becomes
Research shows that obesity can cause psychological distress to children. A child that is Obese or overweight is often tease about his or her appearance and this affects confidence and self-esteem and If the condition is not carefully managed can lead to isolation and depression.
Causes of Obesity:
Research indicated that children are more likely to be Obese if their parents are obese. It is not clear whether this is because of genetic factors which the child inherits from the parents.
Poor nutrition and exercise level have undesirable effects on a child now and later in life and un prevented child hood obesity could led to a wide range of health and social problems eg type 2 diabetes and coronary heart disease.
It is very easy this day for children to become overweight for the following reasons:
Readily available High-calorie foods, such as fast food and confectionery
Lack of regular exercise - Children no longer walk or cycle to school
Television and computer games
Prevention and Management
Obesity requires a range of coordinated plans to improve diet and activity levels in the early years. You CAN develop a healthy eating and exercise routine for your child
You CAN motivate your child to get off the couch and get back to riding his bike again.
You CAN change your approach to food and exercise, and change how your child sees them too
And you don't have to take your child to an expensive health farm to get results
To learn which fat burning foods you need to eat to begin losing weight, visit these Useful links below.
Childhood Obesity
Guide for Parents to help Teenagers loss weight
Fat Loss 4Idiots
Winners Diet Plans
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posted by recipeblogs25121 @ 12:43 AM
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